:root{--ink:#14233b;--muted:#5c6978;--bg:#f6f8fc;--card:#fff;--accent:#f26835;--blue:#3157d5;--line:#e2e8f0;--soft:#eef3ff}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;color:var(--ink);background:var(--bg);line-height:1.68}a{color:var(--blue);text-decoration:none}a:hover{text-decoration:underline}
.wrap{width:min(1180px,92%);margin:auto}.site-header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}.nav{min-height:72px;display:flex;align-items:center;gap:24px}.brand{font-weight:900;font-size:1.3rem;color:var(--ink);white-space:nowrap}.brand span{color:var(--accent)}.desktop-nav{display:flex;gap:19px;align-items:center;margin-left:auto}.desktop-nav a{color:var(--ink);font-weight:700;font-size:.92rem}.header-cta,.btn{display:inline-block;background:var(--accent);color:#fff!important;font-weight:850;border-radius:10px;padding:11px 16px}.header-cta{white-space:nowrap}.hamb{display:none;border:0;background:none;font-size:1.65rem;padding:7px;cursor:pointer}.mobile-menu{display:none;background:#fff;border-top:1px solid var(--line);padding:12px 4% 18px}.mobile-menu.open{display:grid;gap:8px}.mobile-menu a{padding:9px;color:var(--ink);font-weight:700}
.hero{background:linear-gradient(135deg,#edf2ff,#fff5ef);padding:74px 0 54px}.hero h1,.article h1{font-size:clamp(2.25rem,5.4vw,4.2rem);line-height:1.06;margin:.18em 0}.hero p{font-size:1.18rem;color:var(--muted);max-width:790px}.badge{display:inline-block;background:#fff;border:1px solid var(--line);border-radius:999px;padding:7px 12px;font-size:.8rem;font-weight:800}
main{padding:42px 0}.layout{display:grid;grid-template-columns:minmax(0,820px) 280px;gap:36px;align-items:start}.article h2{margin-top:2.1em;font-size:1.7rem}.article h3{margin-top:1.5em}.article p,.article li{font-size:1.02rem}.sidebar{background:#fff;border:1px solid var(--line);border-radius:16px;padding:20px;align-self:start;height:auto;min-height:0}.sidebar h3{margin-top:0}.sidebar .btn{display:block;text-align:center;margin:12px 0}.disclosure{font-size:.9rem;color:var(--muted);background:#fff7ed;border:1px solid #fed7aa;padding:12px 14px;border-radius:10px}.note{background:var(--soft);border-left:4px solid var(--blue);padding:15px 17px;border-radius:8px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{background:#fff;border:1px solid var(--line);border-radius:15px;padding:22px}.card h2,.card h3{margin-top:0}.eyebrow{font-size:.74rem;text-transform:uppercase;letter-spacing:.09em;color:var(--blue);font-weight:850}.table{overflow:auto}table{border-collapse:collapse;width:100%;background:#fff}th,td{border:1px solid var(--line);padding:11px;text-align:left}th{background:#f0f4f9}.toc{background:#fff;border:1px solid var(--line);border-radius:12px;padding:16px 20px}.toc strong{display:block;margin-bottom:5px}.toc a{display:block;margin:4px 0}
footer{background:#111c30;color:#dce4ef;margin-top:48px;padding:42px 0}footer a{color:#fff}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:28px}.footer-links{display:grid;gap:7px}
@media(max-width:850px){.layout{grid-template-columns:1fr}.sidebar{margin-top:5px;height:auto;align-self:start}.grid{grid-template-columns:1fr 1fr}.desktop-nav{display:none}.hamb{display:block;margin-left:0}.nav{gap:8px}.header-cta{margin-left:auto;padding:9px 11px;font-size:.82rem}.brand{font-size:1.05rem}.footer-grid{grid-template-columns:1fr}.site-header{position:sticky}.hero{padding-top:48px}}
@media(max-width:520px){.grid{grid-template-columns:1fr}.brand{font-size:.98rem}.nav{min-height:64px;gap:5px}.header-cta{margin-left:auto;font-size:.76rem;padding:8px 9px}.hamb{margin-left:0;padding:7px 4px}}